Your payment was declined as per UPI risk policy

Your payment was declined as per UPI risk policy – Facing problems with payments can be frustrating, but it’s essential to make sure your transactions are secure.

Let’s look at some common reasons for the “Your payment was declined as per UPI risk policy” issue and how you can resolve it.

Your payment was declined as per UPI risk policy

Why Your Payment Got Declined:

  1. Not Enough Money:
    • The main reason for a declined UPI payment is not having enough money in your linked bank account. Make sure there’s sufficient balance to cover the transaction amount.
  2. Wrong UPI PIN:
    • If you enter the wrong UPI PIN, your payment may be declined. Double-check that you’ve entered the correct UPI PIN during the payment process.
  3. Payment Limits:
    • Some banks or UPI apps have daily transaction limits. Check if your payment amount exceeds these limits.
  4. Technical Issues:
    • Temporary technical problems “Your payment was declined as per UPI risk policy” can happen on the payment gateway or UPI app side. Wait for a while and try the payment again later.
  5. Blocked Accounts:
    • Banks may block UPI payments due to security concerns. Contact your bank’s customer support to inquire about any potential issues with your account.
  6. Incorrect UPI ID:
    • Ensure you’ve entered the correct UPI ID or VPA (Virtual Payment Address) of the recipient. A typo in the UPI ID can lead to a failed transaction.
  7. Expired UPI Collect Request:
    • If you’re responding to a UPI collect request, make sure it’s still valid and hasn’t expired.

How to Resolve the Issue:

  1. Confirm your bank account balance to ensure sufficient funds.
  2. Double-check the accuracy of your UPI PIN.
  3. Verify if there are any daily transaction limits imposed by your bank and adjust the payment amount accordingly.
  4. Wait for a while and try the payment again later if there are technical glitches.
  5. Contact your bank’s customer support to inquire about any blocks on your account or other payment issues.

If the Problem Persists:

  • Consider using an alternative payment method or discuss other payment options with the recipient.

Your payment was declined as per UPI risk policy says:

  • Keep your transaction details and personal information secure during any payment process to avoid potential risks or fraud. Report any suspicious activity or unauthorized transactions to your bank immediately.

Final Thoughts:

  • While declined UPI payments can happen for various reasons, most issues can be resolved by checking details and ensuring sufficient funds.